My Version Of Oatmeal Congee

When I was living in Thailand, I would love to eat jok. Jok is what it was called in Thai, but English words for it are rice porridge, rice soup, rice congee or even rice jook. I just called it jok and I’d eat it every morning. After leaving Thailand, I would make it at home, it was a cheap food and fairly nutritious. Unfortunately, the rice doesn’t play well with my Type II diabetes. Recently, I concocted a new style that uses oatmeal instead of rice.

Whether you want to call it oatmeal jok, oatmeal congee or oatmeal jook, it doesn’t matter. I still like to just call it jok since it tastes much the same as the rice version….it’s cheap and VERY nutritious. I have put the recipe here to give you a rough guide but feel free to play around with it.

In a big pot, start boiling 7 cups of water. Why 7 cups? It’s just produces the amount I need for my family of 4 in the morning, feel free to play around with the amount you need. Next add a couple of small pieces of ginger to the water as it boils. Normally jok is made with chicken, beef or pork meat. You can add some chicken to it if you want, but I am cutting out my meat…and meat is expensive so I toss in a chicken bullion cube and a tablespoon or so of olive oil. You could easily add butter to it, but I like the olive oil better. Remember, the end flavor is up to you so have fun with it.

Let the water reach a boil and slowly add 2 cups of oatmeal to the mix while stirring. It can be quick cooking oatmeal or the old fashioned style oatmeal, whatever you have on hand. You are going to cook it until it is overcooked. In other words you want it really soft. While waiting for it to cook, I usually add some sort of seasoning to it. If I have taco or chili seasoning, I’ll add a tablespoon or so to it. Lately I have been using a tablespoon of curry powder. Either way, it’s up to you.

Once the oatmeal looks like it’s cooked, you are ready for the eggs. I usually use anywhere from 2 to 4 eggs. I crack them open and then stir them up in the oatmeal jok. I keep stirring them up as the oatmeal is boiling. Within a few minutes the eggs are cooked and your oatmeal jok is ready to eat.

I suggest serving it quickly into bowls because it doesn’t taste nearly as good cold. At the table, I usually put some tabasco sauce or even ketchup in the jok. I know that sounds weird, but that’s me. Most people will put a little soy sauce in their jok so if you got it, use it.

There you have it, a cheap and easy meal that is VERY nutritious.

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Money Secrets From the 1%

Ok, this isn’t necessarily cheap living but it pays to know the secrets of the rich around the world. They have ways of keeping and increasing their wealth. I think we would do well to pay attention to these secrets and see if we could implement them ourselves.

The rich and famous have several money secrets to help them manage and increase their money. These money secrets are known by accountants who only share them with their high profile clients, but I’ll share with you three of them today.

One top money secret of the rich and famous is the purchase of real estate. Real estate tends to appreciate in value over the long term. This appreciation results in an increase in net worth. The beautiful thing about real estate is that you can also deduct depreciation on the property as a business expense. The depreciation expense results in a yearly tax savings on your income tax. Think about, real estate gives you an inflation hedge, equity buildup and even cash flow.

A second top money secret of the rich and famous is the trust. The trust is not an outdated financial structure, in fact, it is as relevant now as it has ever been. A trust allows you meet commercial or social goals, a trust allows you postpone or even eliminate taxes, and a trust allows you to better control your assets. The rich and famous use trusts to manage their assets and avoid taxes. The reduction in taxes can be quite significant for those with a high income.

A third top money secret of the rich and famous is the offshore corporation. Since money making assets are technically offshore, you can potentially reduce your taxes. Here’s the quirk. The US government will tax US citizens on their worldwide income and this includes US corporations. Now, imagine if the company is based in an offshore jurisdiction that has favorable tax laws. Only that part of income of the offshore corporation that is earned inside the US is taxable.

The rich and famous use all three techniques to increase their income and reduce their tax burdens so they can make better financial choices. You can use these same money secrets and finally get ahead.

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Avoid Used Cars Tricks To Save Money

If you are in the market for a great used car value then you need to be on the lookout for some of the used card tricks that used car dealers are famous for committing. Here are two classic tricks to watch out for. If you watch out for these used car tricks, you can increase your chances in getting a great used car.

The oldest trick in the used car book is hiding car problems with oil and cooling system additives, from the classic tricks of putting sawdust in the rear axle to transmission fluid in the crankcase. It’s much more prevalent today than many would think. Engine oil additives added to the crankcase can mask noisy, worn parts and can mask the tell tale signs of impending engine breakdown. Cooling system additives can mask overheating problems temporarily. Cooling system additives can also be used to temporarily seal leaks, including leaks in the head gasket. Since the seals are only temporary, you can be left with a huge repair bill not far down the road.

A low mileage car always sells for more money and is always more desired. With this in mind, used car middlemen are happy to oblige your desires. Clocking the odometer, also called turning back the odometer, is a classic trick used to pass off used cars as having less mileage than you may think. It’s a used car trick that even private car owners may utilize. Some owners have been known to disconnect their odometers once it has reached a certain mileage. There are signs to pay attention to when you examine the vehicle. Check out the wear and tear on the interior of the vehicle. Also take a look at the pedals. Are the interior and the pedals worn? If so, you can bet that the car has seen a lot of miles no matter what the odometer is saying.

If you come across cars that exhibit these tricks, run, don’t walk away from the sale. You’ll save money and headaches later.

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Grow Savings Through Organized Investing

Not only is it important to save money, it’s important to properly manage your savings that you have accumulated. One way to make this happen is to be an organized investor. This is a great way to maximize your savings and help it to grow.

If you are serious about managing your investments then you need to be serious about organizing your investments. The organized investor is the successful investor. How can you be an organized investor? Just follow three easy tips to be an organized investor.

The first tip for being an organized investor is to catalog all of your investments. This means you need to note what you have invested in and how much you paid for the original investment. This way you can know at a quick glance where your investments are and what your exposure is. You should do this as soon as you make the investment. It’s also a good idea to notate what an acceptable loss and acceptable profit on the investment would be. When you make the investment, you have a clearer idea of your goals for the investment than you might have after a high run up in the value. You can abide by the profit and loss taking provisions you made when you decided to invest.

A second tip for being an organized investor is to use online financial tracking software. By utilizing online financial tracking software such as that found on many finance websites allow you to have a great idea on the value of your investments at any time by checking the websites.

A third tip is a special tip of successful investors. Go to a news site like Google News. Do a search for a company in your portfolio. You should get news stories related to your company. You will get an option to have the RSS feed for the search. Get it and put in our your favorite RSS reader. You will now know instantly when any important news comes out that affects companies you have invested in. Set up RSS feeds for every company that you have high exposure with.

All three of these tips for being an organized investor revolve around information. The more information you have, the better you are able to deal with the pressures of the marketplace and see success in your investments.

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Journaling While Scrapbooking

Some people look at scrapbooking in the same way that they might view a putting together a photo album, but scrapbooks are different from photo albums in one important way. A good scrapbook has an important journaling aspect that sets it apart. You are able to keep track of your memories and mementos.

When compiling a scrapbook, we like to make them to look good and that is important. Great design techniques will make your book look great and will help you organize your memories. Unfortunately, design can only go so far in preserving your memories. If you want to really preserve your memories, you need to incorporate journaling into your scrapbook.

Journaling is all about attaching notes and information to your scrapbook pages. Unfortunately, as time goes on, we forget about the events in our photos and other mementos. I’m sure we have all experienced looking at an old picture and trying to remember the thoughts and feelings that accompanied the photo. That’s why we use journaling.

You can start journaling your scrapbook by making notes on your scrapbook pages when you insert items into your book. You can also make notes on small pieces of paper and paste them into your pages. This way you can keep a good memory of your mementos and memories.

Once you start integrating journaling with your scrapbooking, you can actually take it further by writing pages to insert into your scrapbook. You can write up stories about your family and highlight memories and thoughts that you can’t quite express in pictures or clippings. This way, years later when you open your scrapbook, you can easily recall your memories.

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General Information On Colon Cleaning

Every week, you eat, drink and live on junk food. Processed food fills up your diet along with their smorgasbord of chemicals, artificial flavors, and saturated fat. You are literally filling up and treating your body as a waste dump and while your body can deal with most of it, where does the rest of the waste go?

It’s estimated that the average person carries around day to day up to 22 pounds of waste products that haven’t been expelled from the body. Where do most of these waste products take up residence? That’s right, in your colon. They fill your colon and can even attach themselves to the sides of your colon forming a tough lining to your colon that continues to build up with every meal.

This is where a colon cleanse comes in. Colon cleansing is the act of cleaning out your colon from all of the junk that has collected in your colon over the years. A colon cleanse is a way to purify the body from all the impurities that have been pouring into it for years.

Since your health really matters, always look for quality natural colon cleanse products. Nature always seems to have the best way of taking care of health problems. Great colon cleanse products like the almighty cleanse formula help restore your colon to its previous unencumbered state.

Remember, it’s all about your health and it’s all about being health and restoring your vitality that you’ve been missing. Ridding your body of impurities that have been building up for years is a great way to restore your health and vitality to the way it was years ago.

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